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BEA
BEA World MasterCard

BEA World MasterCard-BEA
Updated at2014-01-02

Welcome offer

  • N/A

Mileage Rewards

  • 8 Bonus Points = 1 Asia Miles
    Double Bonus Points (the “Double Reward”) for overseas retail transactions ($1 = 2 Bonus Point)

Rewards

 



Cardholders may earn 1 Bonus Point for every HK$1.

12,000 Bonus Points = HK$50 Cash Coupon

25,000 Bonus Points = HK$100 Cash Coupon

75,000 Bonus Points = HK$300 Cash Coupon

Card Feature

BEA offers a superior level of service, and exclusive privileges and offers to its most privileged clients. The BEA World MasterCard lets its cardholders experience the best that the world has to offer.

- Airport Transfer Limousine Service
- Overseas Spending Reward
- Free Travel Insurance
- Priority Pass
- Grand Hyatt Hong Kong
- AIrport World Trade Centre Club
- Hong Kong Jockey Club VIP Box
- Reward Benefits
- Movie TIcket Privileges
- The SWANK VIP Membership

More information

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  • Income requirement
  • Annual fee
  • -
  • Primary card: -
  • Slave card: -
  • Terms and condition:
  • N/A

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Credit Card Glossary

Credit Limit

This is the maximium amount you may use to spend on your credit card. Panelty may impose or stop your transaction should you exceed the credit limit. You may increase or descrease your credit limit by prior arrangment with the credit card issuer.

Interest free period

No interest will be charged, as long as the customer before the interest-free repayment deadline. The credit card market is not offering different interest-free repayment period ranging from 55-59 days.

TransUnion

TransUnion is a company that provides credit reports. Bank will assess your credit report upon receive your credit application. Your credit report includes factors such as your past payment history, current credit use and application data. Credit report is one of the key factor that will affect whether your credit request can be approved.

Installment plan

A credit card service which the bank will help cardholder to settle the purchase in full and cardholder will repay the purchase amount by installment.

Cash advance

A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or over the counter at a bank or other financial agency, up to a certain limit.

 

Miminum payment

You may choose to repay your monthly credit card balance by paying the minimum amount, which is a portion of your total monthly outstanding balance. The unpaid amount will be charged an interest fee. Usually, you will no longer be able to enjoy interests free period should you choose to repay minimum payment.

Dual Currency Credit Card

The credit card issuring bank in Hong Kong provides credit card in dual currency settlement of HKD and RMB. Transaction made in Mainland China will be settled in RMB while transaction made in Hong Kong and overseas will be settled in HKD. This product benefit those who are required to travel between Hong Kong and China frequently in order to save foregin exchange charges.

Card Payment Network

Visa, MasterCard, American Express and UnionPay are the leading card payment network providers. These companies provide a payment system so credit cards issuing bank and establish partnership with merchant establishment. The card issuing bank has to pay a fee to the payment network provider. At present, American Express is the only one that own the payment network as well as issuing their own cards.

Balance transfer

Balance Transfer means transferring your outstanding balance (including high interest credit cards, revolving loans, personal loansor overdraft accounts etc.) to another account and settle the outstanding balance by installments. Usually balance transfer account will charge a lower interest rate and it allows you to repay the outstanding balance in a specified amount and period.

Reward program

Most credit cards offer reward program. Customer may earn points, mileages or cash rebate base on their spending on the credit card. Some credit card will charge a fee to the reward program especially for those that allows customer to transfer points to frequent flyer program. Some points program will have an expiry date.
Credit card, BEA World MasterCard, Bank of East Asia, Jetso